Agribusiness loans
Working capital, growth funding and term debt for established and expanding ag operations across the Murray region.
Learn more →Sunraysia & Murray region
Agribusiness Loans for Sunraysia Growers
Local agribusiness finance specialist — Mildura based, serving the Murray region face to face. From the home block to the next pivot, we structure lending that fits how your operation actually earns.
20+ years banking & agribusiness
Local Mildura broker
Face-to-face within 250km
20+Years in banking & agribusiness lending
13Towns served face to face across VIC, NSW & SA
250kmFace-to-face radius from Mildura
AUPhone & video service nationally
What we finance
Agribusiness lending built for how Murray region farms operate.
Citrus, almonds, table grapes, broadacre, livestock, mixed farming. The Sunraysia and Murray region runs on irrigation and seasonal cycles, and the right lending should respect both.
Farm purchase & rural property
Buying the home block, the neighbour's paddock, or stepping into your first farm. Lending that respects rural valuations and water entitlements.
Learn more →Horticulture & irrigation
Almonds, citrus, table grapes, vines, stone fruit. Permanent plantings and irrigation infrastructure funded with patient lenders.
Learn more →Equipment & machinery
Headers, tractors, utes, irrigators, spray rigs, sheds. Chattel mortgage, hire purchase or lease, structured around how the asset earns.
Learn more →Working capital & cash flow
Seasonal overdrafts, livestock lines and trade finance. Facilities that breathe with the season instead of clamping down at the wrong moment.
Learn more →Refinancing & restructure
Consolidate debt, release equity, or fix a structure that no longer fits. We map a cleaner path forward with the right lender.
Learn more →Local broker, local knowledge
Face-to-face from Mildura, across the Sunraysia and Murray region.
Adrian travels to clients within roughly 250km of Mildura: Wentworth, Euston, Robinvale, Swan Hill, Ouyen, Sea Lake, Kerang, Birchip, Hopetoun and Warracknabeal in VIC; Renmark and Berri in SA; and across the Murray in South West NSW.
Outside the face-to-face area? Phone and video consultations are available nationally.
See the service area map →-
Mildura, Wentworth, Euston
Sunraysia and Murray border country — irrigation, citrus, table grapes.
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Robinvale, Swan Hill, Kerang
Murray Valley — almonds, table grapes, stone fruit and dairy.
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Ouyen, Sea Lake, Birchip, Warracknabeal
Mallee and Wimmera — broadacre cropping, sheep and grain.
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Renmark, Berri (SA Riverland)
Citrus, vines and almonds across the SA border.
About
An ag-banking background, working for you instead of the bank.
Adrian Hardie has spent 20+ years inside Australian banking, with the bulk of those years in agribusiness lending. He started Hardie Finance Group to take that ag-banking discipline outside any one bank and onto the borrower's side of the table.
Mildura based. Murray region focused. The local knowledge matters when a lender is asking about land class, water entitlements or seasonal income.
More about Adrian →Why a local broker?
- Knows the lenders that lend in Mallee, Wimmera and Riverland country
- Knows which valuers to instruct for irrigated horticulture
- Reads ag financials properly: livestock, crop schedules, water entitlements
- Available face to face, not just on a 1300 number